Nancy Tengler column in USA Today

Here’s how big stock market swings can boost your 401(k) retirement savings in the long run

Thursday afternoon as I stared at my computer screen awash in “up” arrows after three days of stock market rallies and over 21% in gains, I saw a headline pass that read something like, After the fastest bear market in stock market history, we have entered the fastest bull market in history.
But the next day the Dow Jones industrial average fell just over 4%.
Welcome to the most volatile market in memory.
When volatility is minimal and stocks are rising, 401(k) investors are forced to pay ever-higher prices. But when volatility reigns, like now, 401(k) investors can actually benefit from adding to holdings in great companies that are suddenly selling at a discount.
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